ANDREA ABBIATE

Biography

Andrea Abbiate works at BBVA Italy, where he leads the Retail Credit Office and is responsible for the Credit Policy. His role sits at the core of the credit decision-making process, where risk analysis, strategy and operations converge. He has defined the retail credit policy and contributes to the evolution of products and processes by integrating automation, algorithms and artificial intelligence. His focus is on balancing credit quality, performance and accountability in increasingly data-driven decision-making.